SB445,16,99 2. "Livestock operation" has the meaning given in s. 281.16 (1) (c).
SB445,16,1010 3. "Ownership interest" includes a right or option to purchase.
SB445,16,1611 (b) 1. If a livestock integrator exercises substantial control over the operations
12of a livestock operation for which a permit is required under this section, the
13department shall issue the permit in the name of the livestock integrator and the
14owner or operator of the livestock operation, and the livestock integrator and the
15owner or operator of the livestock operation are jointly responsible under s. 283.91
16for any violation of the permit.
SB445,16,1917 2. The owner or operator of a livestock operation for which a permit is required
18under this section shall provide the department with any information that the
19department determines is necessary to determine whether subd. 1. applies.
SB445, s. 31 20Section 31. 283.38 of the statutes is created to read:
SB445,16,22 21283.38 Application fee. An applicant for issuance or reissuance of a permit
22shall pay a fee of $250.
SB445, s. 32 23Section 32. 283.43 (1) (am) of the statutes is created to read:
SB445,17,3
1283.43 (1) (am) The department shall make accessible to the public all of the
2following concerning large animal feeding operations and proposed large animal
3feeding operations:
SB445,17,44 1. Permit applications under s. 283.37.
SB445,17,55 2. Public notices under s. 283.39.
SB445,17,66 3. Draft permits.
SB445,17,77 4. Permits issued by the department under s. 283.31.
SB445,17,88 5. Reports submitted under s. 283.55 (1s).
SB445, s. 33 9Section 33. 283.43 (1m) of the statutes is created to read:
SB445,17,1210 283.43 (1m) Notwithstanding sub. (2) and s. 283.55 (2) (c), the department may
11not treat as confidential any information contained in permit applications, draft
12permits, permits, or reports described in sub. (1) (am).
SB445, s. 34 13Section 34. 283.55 (1s) of the statutes is created to read:
SB445,17,1814 283.55 (1s) Reporting requirements. The department shall promulgate rules
15specifying requirements for the submission to the department of periodic reports by
16the owner of a large animal feeding operation concerning animal waste storage and
17disposal and other aspects of compliance with the conditions of the permit under s.
18283.31 of the large animal feeding operation.
SB445, s. 35 19Section 35. 283.55 (2) (title) of the statutes is amended to read:
SB445,17,2020 283.55 (2) (title) Access to premises, monitoring equipment, and records.
SB445, s. 36 21Section 36. 283.55 (2) (am) of the statutes is created to read:
SB445,18,222 283.55 (2) (am) A duly authorized officer, employee or representative of the
23department may enter the premises of an animal feeding operation at reasonable
24times to determine whether the animal feeding operation is a large animal feeding,

1operation and may inspect records of animal stabling, confinement, feeding, and
2maintenance for that purpose.
SB445, s. 37 3Section 37. 283.60 of the statutes is created to read:
SB445,18,8 4283.60 Best management practices for large animal feeding
5operations.
(1) The department shall promulgate rules specifying best
6management practices for controlling air emissions of ammonia and hydrogen
7sulfide at large animal feeding operations. The department shall design the best
8management practices to achieve all of the following:
SB445,18,99 (a) Elimination of substantially all emissions of ammonia.
SB445,18,1110 (b) Elimination of substantially all odors detectable beyond the boundaries of
11the parcel of land on which a large animal feeding operation is located.
SB445,18,1312 (c) Elimination of substantially all releases of disease-transmitting organisms
13and airborne pathogens.
SB445,18,16 14(2) The department shall condition the issuance of a permit to a large animal
15feeding operation on compliance with the best management practices specified under
16sub. (1).
SB445, s. 38 17Section 38. 283.91 (2) of the statutes is amended to read:
SB445,18,2318 283.91 (2) Any person who violates this chapter, any rule promulgated under
19this chapter, any term or condition of a permit issued under this chapter, or any rule
20promulgated or order issued under s. 200.45 (1) or (2) shall forfeit not less than $10
21nor more than $10,000 for each day of violation, except that the minimum maximum
22forfeiture does not apply is $1,000 for each day of violation if the point source at which
23the violation occurred is an animal feeding operation.
SB445, s. 39 24Section 39. 283.91 (3) of the statutes is renumbered 283.91 (3) (a) and
25amended to read:
SB445,19,12
1283.91 (3) (a) Any person who wilfully willfully or negligently violates this
2chapter, any rule promulgated under this chapter, or any term or condition of a
3permit issued under this chapter shall be fined not less than $10 nor more than
4$25,000 per day of violation, or imprisoned for not more than 6 months or both. If
5the conviction is for a violation committed after a first conviction of such person
6under this subsection, the person shall be fined not less than $10 nor more than
7$50,000 per day of violation, or imprisoned for not more than one year in the county
8jail or both. The minimum forfeiture does not apply if the point source at which the
9violation occurred is an animal feeding operation.
In determining the amount of the
10fine under this subsection, the court shall assess an amount which represents an
11actual and substantial economic deterrent to the action which was the basis of the
12conviction.
SB445, s. 40 13Section 40. 283.91 (3) (b) of the statutes is created to read:
SB445,19,1614 283.91 (3) (b) Notwithstanding par. (a), the maximum fine for a violation
15described in par. (a) is $1,000 per day of violation if the point source at which the
16violation occurred is an animal feeding operation.
SB445, s. 41 17Section 41. 421.202 (10) of the statutes is repealed.
SB445, s. 42 18Section 42. 421.301 (17) of the statutes is amended to read:
SB445,19,2519 421.301 (17) "Customer" means a person other than an organization (s.
20421.301 (28)) who seeks or acquires real or personal property, services, money, or
21credit for personal, family or, household purposes, or, for purposes of ch. 427 only, for
22agricultural purposes. A person other than a customer may agree to be governed by
23chs. 421 to 427 with respect to all aspects of a transaction and in such event such
24person shall be deemed a customer for all purposes of chs. 421 to 427 with respect
25to such transaction.
SB445, s. 43
1Section 43. 422.201 (12) of the statutes is created to read:
SB445,20,32 422.201 (12) Except for sub. (8), this section does not apply to a consumer credit
3transaction that is entered into primarily for an agricultural purpose.
SB445, s. 44 4Section 44. 422.203 (4) (c) of the statutes is amended to read:
SB445,20,105 422.203 (4) (c) With respect to a consumer credit transaction other than a
6transaction that is entered into primarily for an agricultural purpose
, interest after
7the final scheduled maturity date shall not exceed the greater of either 12% per year
8or the annual rate of finance charge assessed on that transaction if the transaction
9is entered into on or after November 1, 1981, but if interest is charged no delinquency
10charge may be taken on the final scheduled instalment.
SB445, s. 45 11Section 45. 422.207 (1) of the statutes is amended to read:
SB445,20,2512 422.207 (1) With respect to a consumer credit transaction the parties may, to
13the extent not prohibited by chs. 421 to 427 and 429, agree that the customer will
14perform certain duties with respect to preserving or insuring collateral or goods
15subject to a motor vehicle consumer lease, if such duties are reasonable in relation
16to the risk of loss of or damage to the collateral or goods. If the customer fails to so
17perform the creditor may, if authorized by the agreement, pay for the performance
18of such duties on behalf of the customer. The amount paid may be added to the
19unpaid balance of the customer's obligation, if, in the absence of performance, the
20merchant has made all expenditures on behalf of the customer in good faith and in
21a commercially reasonable manner and, except in the case of a transaction that was
22entered into for an agricultural purpose where the collateral is perishable and
23threatens to decline speedily in value,
the merchant has given the customer written
24notice of the nonperformance and reasonable opportunity after such notice to so
25perform.
SB445, s. 46
1Section 46. 422.209 (2) (b) 1. of the statutes is amended to read:
SB445,21,112 422.209 (2) (b) 1. The portion of the finance charge which is allocable to all
3unexpired payment periods as scheduled or deferred. A payment period is unexpired
4if prepayment is made within 15 days after the payment's due date. The unearned
5finance charge is the finance charge which, assuming all payments are made as
6scheduled or deferred, would be earned for each unexpired payment period by
7applying to unpaid balances of principal, according to the actuarial method, the
8annual percentage rate disclosed to the customer under subch. III or, in the case of
9a transaction that was entered into for an agricultural purpose, the annual
10percentage rate based on the finance charge
. The creditor may decrease the annual
11interest rate to the next multiple of 0.25%.
SB445, s. 47 12Section 47. 422.209 (2) (b) 2. of the statutes is amended to read:
SB445,21,1913 422.209 (2) (b) 2. The finance charge less the amount determined by applying
14to the unpaid balances of principal, according to the actuarial method, for the time
15those balances were unpaid up to the date of prepayment,
the annual percentage rate
16disclosed to the customer under subch. III, according to the actuarial method, to the
17unpaid balances for the actual time those balances were unpaid up to the date of
18prepayment
or, in the case of a transaction that was entered into for an agricultural
19purpose, the annual percentage rate based on the finance charge
.
SB445, s. 48 20Section 48. 422.210 of the statutes is repealed.
SB445, s. 49 21Section 49. 422.411 (1) of the statutes is amended to read:
SB445,22,222 422.411 (1) Except as provided in subs. (2) and (2m), with respect to a consumer
23credit transaction no term of a writing may provide for the payment by the customer
24of attorney fees. Notwithstanding subs. (2) and (2m), a consumer credit transaction

1that is entered into for an agricultural purpose may not provide for the payment by
2the customer of attorney fees.
SB445, s. 50 3Section 50. 422.412 of the statutes is amended to read:
SB445,22,9 4422.412 Restriction on liability in consumer lease. In a consumer lease
5other than a lease that is entered into for an agricultural purpose, the obligation of
6a customer upon expiration of the lease may not exceed the average payment
7allocable to a monthly period under the lease. This limitation does not apply to
8charges for damages to the leased property occasioned by other than normal use or
9for other default.
SB445, s. 51 10Section 51. 422.413 (1) of the statutes is amended to read:
SB445,22,1511 422.413 (1) Except as provided in sub. subs. (2) and (2g), no term of a writing
12evidencing a consumer credit transaction may provide for any charges as a result of
13default by the customer other than reasonable expenses incurred in the disposition
14of collateral or goods subject to a motor vehicle consumer lease and such other
15charges as are specifically authorized by chs. 421 to 427 and 429.
SB445, s. 52 16Section 52. 422.413 (2) of the statutes is created to read:
SB445,22,2217 422.413 (2) In the case of a consumer credit transaction that is entered into for
18an agricultural purpose, a writing evidencing the transaction may provide for the
19creditor's recovery of expenses of taking and holding collateral and in the case of
20collateral other than automobiles, as defined in s. 340.01 (4), and trucks other than
21farm trucks, as defined in s. 340.01 (18), for the expenses of preparing the collateral
22for sale.
SB445, s. 53 23Section 53. 422.417 (1) (c) of the statutes is amended to read:
SB445,23,3
1422.417 (1) (c) Real property to which the property sold is affixed, or which is
2maintained, repaired or improved as a result of the sale of the property or services,
3if the obligation secured is $1,000 or more; and
SB445, s. 54 4Section 54. 422.417 (1) (d) of the statutes is amended to read:
SB445,23,95 422.417 (1) (d) Goods of the consumer which were the subject of a prior
6transaction with the seller which is consolidated (s. 422.206) with the consumer
7credit sale, or if the consumer credit sale is made pursuant to an open-end credit
8plan, goods previously purchased by the consumer pursuant to the plan, subject
9however to s. 422.418. ; and
SB445, s. 55 10Section 55. 422.417 (1) (e) of the statutes is created to read:
SB445,23,1211 422.417 (1) (e) Agricultural products or agricultural equipment then owned by
12the customer or acquired or to be acquired in the future.
SB445, s. 56 13Section 56. 422.417 (2) of the statutes is amended to read:
SB445,23,1914 422.417 (2) With respect to a consumer lease, except as otherwise provided in
15s. 429.205 with respect to a motor vehicle consumer lease, a lessor may not take a
16security interest in any property owned or leased by the customer other than the
17leased goods to secure the lessor's obligations under the lease. This subsection does
18not prohibit a security interest in a cash security deposit for a consumer lease of
19motor vehicles or agricultural equipment.
SB445, s. 57 20Section 57. 422.418 (2) of the statutes is amended to read:
SB445,24,521 422.418 (2) For the purpose of determining the extent to which a consolidated
22obligation is secured after a consolidation of consumer sales other than sales that are
23primarily for an agricultural purpose
, and after a consolidation of consumer loans in
24which one or more of the loans consolidated is secured by a purchase money security
25interest in property of the type described in s. 422.417 (3) (a), payments received by

1the creditor after a consolidation agreement are deemed to have been first applied
2to the payment of obligations arising from the transactions first made. To the extent
3that obligations are paid pursuant to this section, security interests in items of
4property terminate as the obligation originally incurred with respect to each item is
5paid.
SB445, s. 58 6Section 58. 422.501 (3) of the statutes is amended to read:
SB445,24,97 422.501 (3) "Extension of credit" means the right to defer payment of debt or
8to incur debt and defer its payment, that is offered or granted for debt that is incurred
9primarily for personal, family or, household, or agricultural purposes.
SB445, s. 59 10Section 59. 423.201 (1) (intro.) of the statutes is amended to read:
SB445,24,14 11423.201 (1) (intro.) "Consumer approval transaction" means a consumer
12transaction, other than a sale or lease or listing for sale of real property or, a sale of
13goods at auction, a sale or lease of goods for an agricultural purpose, or a loan made
14to finance a sale of goods at auction for an agricultural purpose,
that:
SB445, s. 60 15Section 60. 424.208 (1) of the statutes is renumbered 424.208 (1) (intro.) and
16amended to read:
SB445,24,1917 424.208 (1) (intro.) The initial amount of credit life insurance shall not exceed
18the total amount repayable under the contract of indebtedness however the
19indebtedness may be repayable, but in except as follows:
SB445,24,22 20(a) In cases where an indebtedness is repayable in substantially equal
21instalments, the amount of insurance shall at no time exceed the scheduled or actual
22amount of unpaid indebtedness, whichever is greater.
SB445, s. 61 23Section 61. 424.208 (1) (b) of the statutes is created to read:
SB445,25,224 424.208 (1) (b) In cases where credit life insurance is provided on a consumer
25credit transaction that is entered into for an agricultural purpose, the insurance may

1be written up to the amount of the loan commitment on a nondecreasing or
2level-term plan.
SB445, s. 62 3Section 62. 424.301 (1) (b) 4. of the statutes is created to read:
SB445,25,54 424.301 (1) (b) 4. The amount of the creditor's commitment to lend to the
5customer in transactions that are entered into for an agricultural purpose.
SB445, s. 63 6Section 63. 425.103 (2) (a) of the statutes is amended to read:
SB445,25,227 425.103 (2) (a) With respect to a transaction other than one pursuant to an
8open-end plan; if the interval between scheduled payments is 2 months or less, to
9have outstanding an amount exceeding one full payment which has remained unpaid
10for more than 10 days after the scheduled or deferred due dates, or the failure to pay
11the first payment or the last payment, within 40 days of its scheduled or deferred due
12date; if the interval between scheduled payments is more than 2 months, to have all
13or any part of one scheduled payment unpaid for more than 60 days after its
14scheduled or deferred due date; or, if the transaction is scheduled to be repaid in a
15single payment, to have all or any part of the payment unpaid for more than 40 days
16after its scheduled or deferred due date; or, in the case of a transaction that is entered
17into for an agricultural purpose, the failure to pay the first or the only installment
18when due or to pay any other installment within 40 days after its original or deferred
19due date
. For purposes of this paragraph the amount outstanding shall not include
20any delinquency or deferral charges and shall be computed by applying each
21payment first to the instalment most delinquent and then to subsequent instalments
22in the order they come due;
SB445, s. 64 23Section 64. 425.114 of the statutes is created to read:
SB445,26,9 24425.114 Repossession of farm products. Sections 425.103, 425.104, and
25425.105 do not apply to the recovery of farm products, as defined in s. 409.109 (3),

1that are collateral in a transaction that is entered into for an agricultural purpose,
2if the merchant reasonably believes the customer to be in default because of the
3customer's failure, without justification under any law, to observe a covenant of the
4transaction, breach of which covenant materially impairs the condition, value, or
5protection of, or the merchant's right in, the collateral. The rights and obligations
6of the merchant and the customer with respect to collateral described in this section
7are governed by ss. 409.501 to 409.507, except that the customer's right to redeem
8is governed by s. 425.208 and the restrictions on deficiency judgments contained in
9s. 425.209 apply to transactions described in that section.
SB445, s. 65 10Section 65. 425.206 (1) (b) of the statutes is amended to read:
SB445,26,1311 425.206 (1) (b) Judgment for the merchant has been entered in a proceeding
12for recovery of collateral or leased goods under s. 425.205, or for possession of the
13collateral or leased goods under s. 425.203 (2); or
SB445, s. 66 14Section 66. 425.206 (1) (c) of the statutes is amended to read:
SB445,26,1615 425.206 (1) (c) The merchant has taken possession of collateral or leased goods
16pursuant to s. 425.207 (2).; or
SB445, s. 67 17Section 67. 425.206 (1) (d) of the statutes is created to read:
SB445,26,1918 425.206 (1) (d) The merchant has taken possession of collateral in accordance
19with s. 425.114.
SB445, s. 68 20Section 68. 425.207 (2) of the statutes, as affected by 2001 Wisconsin Act 10,
21is amended to read:
SB445,27,2122 425.207 (2) A merchant who reasonably believes that a customer has
23abandoned collateral or goods subject to a consumer lease may take possession of
24such collateral or leased goods and preserve it. However, the customer may recover
25such collateral or leased goods upon request unless at the time of request the

1customer has surrendered the collateral or leased goods, or judgment for the
2merchant has been entered in a proceeding for recovery of collateral or leased goods
3under s. 425.205 or in a judgment described in s. 425.203 (2). A merchant taking
4possession of collateral or leased goods pursuant to this section shall promptly send
5notification to the customer's last-known address of such action and of the
6customer's right to recover such collateral or leased goods under this section. If the
7collateral or leased goods are recovered by the customer pursuant to this section, it
8shall be returned to the customer at the location where the merchant took possession
9of such collateral or leased goods pursuant to this section or, at the option of the
10merchant, at such other location designated by the customer; and any expense
11incurred by the merchant in taking possession of, holding and returning the
12collateral or leased goods to the customer shall be borne by the merchant. If after
13taking possession of collateral or leased goods pursuant to this subsection, the
14merchant perfects the right to possession through a surrender by the customer or a
15judgment under s. 425.203 (2) or 425.205, the customer is liable for the expenses set
16forth in s. 409.615 (1). In determining such expenses, leased goods shall be
17considered collateral under s. 409.615 (1). However, a customer is not liable for
18expenses of holding the collateral or leased goods from the time the merchant takes
19possession until the merchant perfects the right to possession in the manner
20provided in this subsection. This subsection does not apply to collateral recovered
21in accordance with s. 425.114.
SB445, s. 69 22Section 69. 425.208 (1) (intro.) of the statutes is amended to read:
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